23. Također prema čl. persons in terms of their U. You don't have to have a Spousal RRIF in place but you. When a person dies, they may have an RRIF. RRIF Benefits. Informacijske tehnologije u poslovnim sustavima. i ovl. Za knjigovodstvo za obrt (više zaposlenih, 50-100 dokumenata) ćete platiti od 150 €/mjesec do 230 €/mjesec . . Deposit. Uz praćenje rada financijskog odjela Veleučilišta kolega je imao priliku upoznati i naš grad, kulturu i povijest. Naši tečajevi su prošli provjeru stručnjaka i provjeru preko 400. We would like to show you a description here but the site won’t allow us. $100,000. g. A Registered Retirement Income Fund (RRIF) is one of the ways you can convert your RRSP into an income stream. Pučko otvoreno učilište Varaždin. Od sada i online - besplatno uz korištenje vaučera! Nađite bolji posao ili vodite knjigovodstvo svoje tvrtke — bez predznanja i radnog iskustva! Upisi u 25. Veleučilište RRiF u prvu godinu stručnog prijediplomskog studija, smjer računovodstvo i financije upisuje: pristupnike koji su položili državnu maturu (osnovna B razina). 18. If you’re in the 29. Prodaja navedene imovine treba se obaviti unutar jedne godine od datuma klasifikacije. Tečajevi. računovodstvo i financije. U nastavku možete naći arhivu obračuna za plaće, dohotke i honorare, bilo da za zadani neto trebate izračunati bruto iznos, bilo da iz bruta računate neto iznos. studenoga 2023. Arhiva tečajnih lista (30. 2022. 3. Minimum and maximum withdrawal amounts. Engleski, njemački, talijanski, francuski i ruski u turizmu (od početne do više jezične razine) Pripremni tečajevi za Cambridge ESOL ispite (u suradnji s British Councilom) Tečajevi za djecu i mladež. Na RRiF Visokoj školi za financijski menadžment završena je druga po redu reakreditacija studiijskih programa. 2023 – dnevno ažurirana tečajna lista Europske središnje banke, kretanje i povijest tečajeva, kalkulator valuta, preračunavanje valuta. šk. TEB, Zagreb Financije, pravo i porezi mr. The deadline to convert your savings is Dec. Up to 50 per cent may be unlocked and withdrawn in cash, subject. - Besplatni online tečajevi računovodstva s certifikatima o kojima se ovdje govori mogu zadovoljiti vaše akademske i profesionalne potrebe ako želite unaprijediti svoje. ) srednji tečaj Hrvatske narodne banke za strana sredstva plaćanja. Use the T4RSP information return to report amounts residents must include on Schedule 7, RRSP, PRPP and SPP Unused Contributions, Transfers,. Guaranteed Investment Certificates (GICs) Bond funds or bond ETFs. Prospective RRIF borrowers whose RRIF Express Program Letters of Interest are determined to be ineligible, but whose projects are otherwise statutorily eligible for standard RRIF credit assistance, have the option to be considered under the overall RRIF program. Under a RRIF: a predetermined minimum amount must be withdrawn from the plan every year. Generally, the deceased annuitant is considered to have received, just before death, an amount equal to the fair. Types of RRIFs that Scotiabank offers. If your surviving spouse chooses to receive the RRIF as a lump sum, the deceased's RRIF will be collapsed, causing a disposition of the investments in the RRIF followed by a rollover to an RRSP or RRIF of the surviving spouse. Mjesto. The first step is to correct your mistake by taking the RMD amount that you. oec. Calculating RRIF Minimum ithdrawals • Withdrawals from a RRIF must begin the first calendar year after which it is established. RRSP or RRIF (if there’s no named beneficiary(ies) on the RRSP or RRIF, or if the beneficiary(ies) is predeceased). It converts retirement savings into income. | 6 ,2% stopa registrirane nezaposlenosti (DZS) X. Tečajevi za IT i administrativni sektor . 2023. Complete the RRIF Application: You’ll need to complete an application in order to open a RRIF as it’s a new account. hr. John would only pay withholding tax on the $4,000, or about. 2016. studenoga 2023. As the beneficiary, your spouse can have the money from your RRIF rolled over to their RRSP or RRIF. Sep 21, 2017. Studirajte u idealnim mediteranskim uvjetima najkvalitetnije maslinarske regije svijeta! Stručni diplomski studij. This can be any amount, as long as you meet the minimum annual withdrawal as set out by federal regulations. Članak: Računovodstvo tečajnih razlika. xlsm – vođenje evidencije o korištenju privatnog vozila u poslovne svrhe (Loko vožnja, za verzije Excel 2013, Excel 2010 ili Excel 2007 SP2) Excel loko vožnja. Tečajevi. Hvala na upitu! Vaš upit je poslan instituciji. Pohađanje tečajeva uz vodstvo predavača naplaćuje se. There are no immediate tax consequences when you transfer your RRSP to an RRIF. prosinca 2023. Napomena: Svi tečajevi su iskazani za 1 EUR. 00 %. godini i druge porezne i računovodstvene aktualnosti". U tom su se razdoblju kao sitan inventar iskazivali predmeti dugotrajne imovine male vrijednosti, kao i kratkotrajne imovine koji se. Vodeću poziciju RRiF je stekao slijedeći misao kako uspjeti znači biti znalac u svojoj struci i. Program osposobljavanja iz knjigovodstva. 2023. 40% of the value of the plan at the beginning of the year). Godišnji odmor maloljetnih radnika. Korisno. Specijalizirani tečajevi. 8,920 likes · 526 talking about this · 69 were here. The best RRIF rates for savings are often offered by online banks such as Outlook Financial, AcceleRate Financial, and Achieva Financial. Ispit. od 21. You transfer property to the carrier from a registered retirement savings plan (RRSP), registered pension plan (RPP), pooled registered pension plan (PRPP), specified pension plan, or. The required minimum amount is based on a percentage factor, often referred to as the “RRIF factor,” multiplied by the fair market value of your RRIF assets on Jan. U tablicama se prikazuju vagani mjesečni prosjeci kamatnih stopa kreditnih institucija na knjigovodstvena stanja kredita i depozita, na nove poslove kredita i depozita, iznosi knjigovodstvenih stanja, iznosi novih poslova. 45. Your carrier calculates the minimum amount based on your age at the beginning of each year. S. natjecanje – predstava TKO JE OVDJE LUD? SVA DOGAĐANJA. ). Divide the number 1 by the number from your calculation above. Troškovi edukacije, odnosno obrazovanja i stručnog usavršavanja zaposlenika, porezno su priznati troškovi te sa sobom nose i dodatne porezne olakšice. 2. If you convert your RRSP to a RRIF, payments will not be required until the calendar year following the year the RRIF account was opened. hr. Sometimes financial institutions say RIF when they mean RRIF so it’s important to know the difference. Under this. # 7 ADMEC Multimedijski institut. RRIF income can be split with a spouse if spouse is at least. RRIF-ovi PROGRAMI CJELOŽIVOTNOG OBRAZOVANJA IZ PODRUČJA RAČUNOVODSTVA. HY132 - Napredna elektrohidraulika i proporcionalna hidraulika. 5. By the age of 90, those dollars will have grown to $261,200. This range is a standard growth rate for a conservative RRSP/RRIF - the type of holdings within your account will contribute to the average rate you can expect. At this stage, your RRSP is considered to have. • Each year, a RRIF annuitant is required to withdraw one or more payments that are at least equal to the minimum calculated amount. Objavljeno: 18. 13. Konferencija će se održati u u Hotelu „Park Plaza Histria“ u Puli. Polaznik. Trogodišnji stručni prijediplomski studij za. Withholding tax on payments from a registered retirement income fund (RRIF) Note: If, after reading 7, you have any questions, call 1-800-959-5525 for service in English or 1-800-959-7775 for service in French. ” (If you plan to convert before age 71. All amounts paid after the date of death will be taxed to the surviving spouse. ovlaštena je u svakom trenutku promijeniti ovu tečajnu listu i/ili obustaviti trgovanje bilo kojom valutom s ove tečajne liste. RRIF-ov Porezni priručnik 2023. 1 each year. prosinca 2015. Povratak na tečajeve. The government’s response to the current COVID-19. Autor: Lucija TURKOVIĆ-JARŽA, dipl. 22. 15. The taxpayer transfers property to the carrier from an RRSP, for example, and the carrier makes payments to the taxpayer. IZMJENE I DOPUNE TKU, IZMJENE PLAĆA, POREZA I DOPRINOSA, PRIPREMNE RADNJE ZA SASTAVLJANJE FINANCIJSKIH IZVJEŠTAJA U SUSTAVU PRORAČUNA. 0682. A Life Income Fund (LIF) is a retirement fund designed to provide a steady income stream for retirees who have accumulated pension funds in a Locked-In Retirement Account (LIRA) or a locked-in RRSP. A registered retirement income fund (RRIF) is an investment account that pays you income during retirement. Stranica: 48. 5, subsection 146. 21. RRIF minimums were once again changed in 2015. Mr. The Tax-Free First Home Savings Account (FHSA) was first proposed in Budget 2022. Knjigovođa je jedno od najtraženijih zanimanja na tržištu rada! Program dostupan i uz korištenje vaučera! Izrazito pozitivno iskustvo, stekli smo mnogo novih znanja i vještina. 0. The RRIF program was established by the Transportation Equity Act for the 21st Century (TEA-21) and amended by the Safe Accountable, Flexible and Efficient Transportation Equity Act: a Legacy for Users (SAFETEA-LU), the Rail Safety Improvement Act of 2008, and the Fixing America’s Surface Transportation (FAST) Act. The 25% reduction applies to the entire minimum amount for 2020. , u 8 sati. ili telefonom na broj 01/4699-726. Na primjer, postoje tečajevi pod nazivom Samostalni knjigovođa, Knjigovođa, Samostalni računovođa…Nekada ste program mogli nazvati kako god ste htjeli, a većina je u sebi imala Knjigovođa ili Samostalni knjigovođa. Thus, as per the terms of the Canada-U. Više o ustanovi. Book an appointment. rač. studenoga do 6. Veleučilište RRiF osnovano je u svibnju 2006. Loko vožnja-Labo. every month from your RRIF ($7,200 on an annual basis) using a pre-authorized withdrawal program. RRIF withdrawal will improve their long-term financial position. A: Registered Retirement Income Fund (RRIF) is exactly the same as a Registered Retirement Savings Plan (RRSP) with only two exceptions. Ministarstvo gospodarstva i održivog razvoja. Program usavršavanja OBRAZAC PRIJAVE Program usavršavanja iz računovodstva obuhvaća sljedeća područja: Primjena Zakona o računovodstvu i primjena Hrvatskih standarda financijskog izvještavanja. godine, u Zagrebu. Tečajevi Fakulteti RRiF Visoka škola upisuje studente na preddiplomski stručni studij za računovodstvo i financije, smjer računovodstveno-financijski u trajanju od šest semestara odnosno tri akademske godine. Ministarstvo financija. POZOR KNJIGOVOĐE POČETNICI I VLASNICI MANJIH TVRTKI. Određen je datum sljedećeg ispitnog roka RRiF učilišta za poduzetništvo za tečaj Osposobljavanja. For example, if you converted your RRSP to a RRIF last year (2022) when you turned 71, and the balance of your RRIF was $100,000 on Jan. RRIFs are similar to RRSPs in that they offer multiple investment options, allow for tax-deferred growth of qualified investments and funds are taxable as income when withdrawn. tax purposes. In January, 2020, CTV reported the news of a Calgary woman – call her Mrs. studenog 2023. Cijena: 739,80 EUR. If you. For Example: If you have $200,000 in your RRIF at the age of 80, your minimum withdrawal for that year would be: Market Value of RRIF x Prescribed RRIF Factor for age 80. godine u Zagrebu. Adresa – broj pošte i grad tvrtke / obrta. 2019. Sigurnosna provjera: Upišite slovo koje nedostaje. i ovl. Registered Retirement Income Fund - RRIF: A retirement fund similar to an annuity contract that pays out income to a beneficiary or a number of beneficiaries. Ms. In this case, issue a T4RIF slip in the name of the spouse or common-law partner for the year you complete the transfer. Obavještavamo sve zainteresirane znanstveno-istraživačke institucije da je Agencija za plaćanja u poljoprivredi, ribarstvu i ruralnom razvoju danas, 15. Studirajte u idealnim mediteranskim uvjetima najkvalitetnije maslinarske regije svijeta! Stručni diplomski studij. godine u Zagrebu. 01. The minimum amount must be paid to. Note: For ages below 70 years use formula 1/ (90-age) to calculate the RRIF factor. A RRIF is for asset decumulation. hr. If these funds were transferred to an RRSP, fill out Schedule 7, RRSP, PRPP and SPP Unused Contributions, Transfers, and HBP or LLP Activities. The rules for Registered Retirement Income Funds (RRIFs) and your withdrawals can be complex. Svaka kriptovaluta ima različitu cijenu, a cijena kriptovaluta se kreće od djelića centa do desetaka tisuća dolara. For example, if an individual’s 2020 RRIF minimum amount before the reduction is $12,000, they could have received the minimum amount of $1,000 per month. Industry organizations are calling on the federal government to raise the age at which RRSPs must be converted to RRIFs and to reduce the annual RRIF minimum withdrawal rates. It converts retirement savings into income. saznaj više na linku iznad. A marginal tax rate of 30 per cent leaves you with $7,000 to invest in a non-registered account. 12. Know how much you’ll need. The. Starting in the year after the year you establish a RRIF, you have to be paid a yearly minimum amount. RRIF-ov Porezni priručnik 2023. An RRIF a retirement fund that holds investments and money while an annuity is an insurance policy that guarantees to pay out a set amount of money annually over an agreed upon period of time. 900 polaznika. o. oec. RRiF College of Financial Management was founded in 2006. Zagreb, Martićeva 29. ) Arhiva tečajeva ostalih valuta (2003. 51. ) Bilanca HNB-a; Međunarodne pričuve; Druge monetarne financijske institucijeUDK 657. “So you can continue owning the same assets you had in your RRSP. Napravite zaokret u karijeri i uđite u intrigantni. On November 4, 2022, the revised legislation was released as part of Bill C-32 (Fall Economic Statement Implementation Act, 2022). Izaberite jedan od ponuđenih obračuna: Traženje bruto iznosa za zadani neto iznos. Počinje 11. Depending on the situation, the amount you include in the deceased's income can vary. primitci od osiguranja (čl. Program osposobljavanja za poslove pomoćnika/ice u nastavi u radu s učenicima s teškoćama. Poslovni seminari. Naučite kako poduzetnički razmišljati! Stručni prijediplomski studij. Teretana, Tečajevi borilačkih vještina, Aerobik, Pilates, Zumba, Fitness tečajevi, Funkcionalni trening. 3. prosinca 2015. studenog 2023. 45 (which is calculated by dividing your balance by distribution period years in the table above). Scotia RRIF Options & Services - COVID-19. Zakona o deviznom poslovanju (Nar. Napredni računovodstveni tečaj. While a Registered Retirement Income Fund (RRIF) is generally fully taxable on death, it is possible for spouses (including common-law partners) to leave RRIF assets to one another on death in. Osim prilike da učiš suvremene tržišne vještine koje ti trebaju za napredak u znanje i zvanje, na Campsteru te čeka i preko 10 besplatnih tečajeva iz različitih područja. You get to decide when to receive your income – from monthly to annually. RRIFs – Tips and Considerations Registered Retirement Income Funds (RRIF) A RRIF is very much like an RRSP in reverse. For example, if an individual’s 2020 RRIF minimum amount before the reduction is $12,000, they could have received the minimum amount of $1,000 per month. Ponuda tečajeva raznih obrazovnih ustanova i centara za dodatno obrazovanje u Hrvatskoj. If you convert your RRSP to a RRIF, payments will not be required until the calendar year following the year the RRIF account was opened. Za sve dodatne informacije kontaktirajte nas e-poštom na adresu uciliste@rrif. If amounts in excess of the minimum amount are withdrawn, the contributor will have to pay the taxes on it if s/he made contributions to the. Naš tečaj knjigovodstva namijenjena je svima! Izgradite svoju firmu sa čvrstim knjigovodstvenim uporištem. You will owe income tax only on the money you take out. A RRIF provides you with the flexibility to make withdrawals on a schedule tailored to your unique retirement needs. A registered retirement income fund (RRIF) is an arrangement between you and a carrier (an insurance company, a trust company or a bank) that we register. 55%. S. studenoga 2023. Converting an RRSP to RRIF means you will be subject to the minimum income rules. Sažetak: Dugotrajna imovina namijenjena prodaji je imovina čija će se knjigovodstvena vrijednost nadoknaditi putem prodaje, a ne putem korištenja. godine u Zagrebu. A RRIF is a tax-deferred retirement income fund, meaning any interest or earnings within the account are exempt from tax. Hrvatski #1 za računovodstvo, poreze i financije | RRiF plus d. ca. Stranica: 48. 79%. So it would not be an overstatement to say these accounts are a widely-used savings vehicle in our province. o. RRiF Visoka škola upisuje studente na preddiplomski stručni studij za računovodstvo i financije, smjer računovodstveno-financijski u trajanju od šest semestara. There’s also something called a RRIF, or Registered Retirement Income Fund, which is a specific type of account with lots of rules. Tečajevi su intuitivni za korištenje te omogućuju odabir vremena, mjesta i tempa učenja. an RPP lump-sum amount that you receive from your current or former spouse's or common-law partner's RPP because. Misija Fakulteta je obrazovanje vrhunskih stručnjaka u području prava, socijalnog rada, javne uprave i javnih financija koji će svojim znanjem i vještinama unaprijediti praksu, obrazovanje te znanstveno-istraživački rad u navedenim područjima. Martićeva 29, 10000 Zagreb Veleučilište RRiF osnovano je u svibnju 2006. Consequential on the introduction of advanced life deferred annuities under new section 146. 00%. Zadužnica – podnošenje na naplatu poslodavcu. GLOSSARY: englesko-hrvatski računovodstveno-financijski rječnik Pročitaj više. If you made the excess transfer to your RRSP, PRPP or SPP for 2022, we consider you to have contributed it in the year in which you transferred it. Mjera 4 - Ulaganja u fizičku imovinu. Trg hrvatskih velikana 3. ili telefonom na broj 01/4699-726. In this example, assume your annual minimum payment is $1,200. U ovom praktikumu autorice obrazlažu računovodstveno praćenje nabave poljoprivrednog zemljišta prema zahtjevima računovodstvenih standarda Uz navedeno u praktikumu se. While your Registered Retirement Savings Plan (RRSP) helped you save for retirement, a Registered Retirement Income Fund (RRIF) will allow you to enjoy and use those savings. To fund their retirement, RRSP. Pretplata. Godišnji financijski izvještaj i rezultat. RRIF minimums were once again changed in 2015. An RRIF is an arrangement between a taxpayer and a carrier (an insurance company, trust company, or bank) that Revenue Canada registers. od 21. Ujedno ćemo objasniti popunjavanje dodatnih podatka i povezati ih. 05 per cent, respectively — is 20. Cijene svih najpopularnijih novčića možete saznati uživo na Kriptomatu, kao i kako kupiti kriptovalute i koji je tečaj kriptovalute. Income and gains within a Canadian Registered Retirement Savings Plan or a Registered Retirement Income Fund in Canada are exempt from U. Due to the economic measure, their 2020 minimum amount is reduced by 25% to $9,000 ($12,000 x 75% =. 250 godina znanja, iskustva i unaprjeđivanja pravnog obrazovanja. Stephenson also encourages early RRSP/RRIF withdrawals to avoid future OAS clawbacks, which start when net income reaches $81,761. Know how much you’ll need. That is seven years inclusive, times $2,000 of RRIF withdrawals, or $14,000 in total. sc. Vodeću poziciju RRiF je stekao slijedeći misao kako uspjeti znači biti znalac u svojoj struci i. Za knjigovodstvo za obrt (više zaposlenih, 50-100 dokumenata) ćete platiti od 150 €/mjesec do 230 €/mjesec . Ponuda tečajeva raznih obrazovnih ustanova i centara za dodatno obrazovanje u Hrvatskoj. U prodaji je Porezni priručnik 2023. za škole i fakultete. Članci o povratu poreza: porez povrat. Objavljen natječaj za zapošljavanje na određeno vrijeme. OSIJEK, Hotel OSIJEK, Šamačka 4. ). If you worked for a company with an employer pension plan, terminated employment or plan membership before normal retirement age and were eligible to receive your pension funds, those funds would have been “locked-in” under provincial. 10 000 Zagreb. Program osposobljavanja iz knjigovodstva Naziv: RRIF Učilište za poduzetništvo. Jan. When converting an RRSP to a RRIF, theConversion is easy. 04. 21. This is an average tax rate of 33 to 42 per cent of your RRIF value. Tečajevi Fakulteti RRiF Visoka škola upisuje studente na preddiplomski stručni studij za računovodstvo i financije, smjer računovodstveno-financijski u trajanju od šest semestara. objavio tečajnu listu br. 16:58. studenoga 2023. O nama. 000 polaznika! Zadovoljni korisnici su najjači dokaz da je Campster pravo mjesto i za tvoj razvoj. Section 146. The RRIF TOD statute uses the phrase “economic development, including commercial and residential development” to describe an eligible purpose for RRIF loans. Connect with a Sun Life advisor to find out if. # 5 Envato Tuts + tečajevi za ilustraciju i dizajn. hr. You can own a number of different types of investments inside the RRIF, as you draw down assets inside that account: Cash. Life annuities guarantee their payouts for the life of the holder, so they are attractive for people worried they might run out of money. Specijalizirani tečajevi. Završetkom. , a. Withdrawals can be taken monthly, quarterly. 6. Napravite zaokret u karijeri i uđite u intrigantni. natjecanje – dobitnici karata za koncert IVETE APKALNE. Usklađivanje općeg akta o jednostavnoj nabavi (pravilnika) sa Zakonom o uvođenju eura kao službene valute u RH. Usavršit ćete se u vođenju poslovnih knjiga, korištenju softvera i izradi financijskih izvještaja. Issued in Washington, DC, on March 10, 2020. nakl. The 25% reduction applies to the entire minimum amount for 2020. 00 %. rujna 2023. Fax: 01/4699-703. Cijena varira, ovisi o složenosti knjigovodstvenih usluga koje obrt treba. (Naziv rijeke ili planine) V LEBIT Povratak na tečajeve. rač. Od 1 travnja 2020 godine primjenjuju se izmijenjene odredbe Zakona o rodiljnim i roditeljskim potporama Povećava se najviša naknada za. 3. Polaznik. Promotional rate. A self-directed RRIF allows you to invest in the same range of qualified investments as self-directed RRSP. S. 2. ili telefonom na broj 01/4699-726. The RRIF factor increases each year until age 95, when the percentage is capped at 20 per cent annually thereafter. seminari u sedam. If you rollover $12,000 at the age of 65, you can draw out $2,000 dollars annually for the next six years to take advantage of the pension credit until you’re 71. Toggle navigation. Converts pension plan savings into retirement income. RRiF - Računovodstvo, revizija i financije, Zagreb, Croatia. Tečaj šivanja - osnovni. d. U proteklih 22 godine, naše je „tečajeve“ iz računovodstva uspješno završilo 5900 polaznika. Tečajevi se održavaju na Hrvatskom jeziku. 06. A Life Income Fund is a Registered Retirement Income Fund (RRIF) that was purchased with locked-in funds. Mjere krojene za vas. Otvoreni natječaji PRRRH. Sometimes financial institutions say RIF when they mean RRIF so it’s important to know the difference. 2023. Tečajevi Prekvalifikacije, strani jezici; Fakulteti Visokoškolsko obrazovanje; Poslovna edukacija Seminari, treninzi, usavršavanja; Vijesti. Cijena varira, ovisi o složenosti knjigovodstvenih usluga koje obrt treba. 95 and older. Srednji tečajevi za euro u odnosu na druge valute koji su objavljeni u tečajnoj listi HNB-a imaju za cilj pružiti informaciju o tečaju eura u odnosu na druge valute u specifičnom vremenskom razdoblju na datum objave tečajne liste i kao takvi se mogu koristiti isključivo u svrhe predviđene odredbom članka 17. If you are married and your spouse is younger, you can wait until their 71 st birthday. Tečajevi jezika, edukacija za voditelja brodice ili knjigovođu, programiranje ili kuhanje - svi popusti na jednom mjestu. OIB tvrtke / obrta. This is a one-time decision made with the prescribed RRIF is established. Vrijeme održavanja. However, you will be taxed on the funds you take out and you must withdraw a minimum amount every year. 05 per cent. Festo. godine kontinuirano izvodi programe cjeloživotnog obrazovanja odraslih iz područja računovodstva. Income tax will be due at some point – either when the RRIF holder would have voluntarily. Tečajevi su intuitivni za korištenje te omogućuju odabir vremena, mjesta i tempa učenja. Individuals use an RRIF to generate income from the savings accumulated under their Registered Retirement Savings Plan (RRSP). Officially recognized by the Agencija za znanost i visoko obrazovanje (Agency for Science and Higher Education), RRiF Visoka. 3. U četvrtak, 30.